FAQ

Q. What is Pay3?

Pay3 is a crypto credit card aggregator that lets you easily use your cryptocurrencies for everyday purchases. Integrated into a Telegram Mini-app, Pay3 makes it simple, fast, and secure to spend your digital assets directly on things like groceries, coffee, or online shopping—without needing to convert them into fiat currency.

Q. How does Pay3 work?

Pay3 connects your cryptocurrency wallet to your choice of cards through the Telegram Mini-app. Once connected, you can inject crypto directly into daily transactions, just like a regular credit card. Pay3 handles all the integration in the background, so you don’t have to worry about swapping tokens or transferring funds.

Q. Is Pay3 secure?

Yes, security is our top priority. Pay3 uses industry-leading encryption and security protocols to ensure your crypto and personal information are always protected. You keep your own crypto and only inject when you want to use the cards. Your assets are never exposed to unnecessary risks during transactions.

Besides, we will not provide custodian service instead, you can use your external wallet to have your full control of your asset

Q. Why do I need Pay3?

The current problem with crypto is that most crypto holders can't easily spend their digital assets for day-to-day purchases. With Pay3, you no longer need to worry about cashing out your crypto, dealing with complex exchanges, or waiting for conversions. Pay3 offers a simple, fast, and secure way to inject your digital assets into your regular spending.

Q. How do I get started with Pay3?

To get started, simply sign up for Pay3 through the Telegram Mini-app. After signing up, you can apply for a crypto credit card of your choice from our list. Lastly, link your crypto wallet to Pay3 and start injecting your assets to your cards for purchases right away. No additional apps or complicated setup required!

Q. What cryptocurrencies can I use with Pay3?

Currently, Pay3 supports a variety of popular cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), TON, USDT/USDC and many others. We are constantly expanding our supported crypto assets, so be sure to check for updates within the app.

Q. Do I need to convert my crypto into fiat to use Pay3?

No, Pay3 does all the hard work for you so you don't have to go through the process to convert your tokens into fiat currency. This makes it much easier to use your digital assets for everyday expenses.

Q. Can I use Pay3 for all types of purchases?

Pay3 can be used for most day-to-day transactions, including groceries, online shopping, restaurants, entertainment, and more. Some cards allow you to pay for subscriptions and link to Apple Pay and Google Pay. Check the descriptions on each card and see what fits your needs.

Q. What fees are associated with using Pay3?

Each cards have different fees associated. Check out the descriptions on each card. However, these fees are generally lower than traditional methods, and we strive to keep them as transparent and affordable as possible.

Q. How fast are transactions with Pay3?

Pay3 transactions are designed to be fast and efficient. You can expect near-instant when injecting your crypto, making it as quick and convenient as paying with a regular credit card.

Q. Is Pay3 available globally?

Yes! Pay3 is available to users worldwide, but availability may vary depending on local regulations and supported currencies. Check within the app for regional restrictions or updates.

Q. Can I link multiple crypto wallets to Pay3?

Currently, Pay3 allows you to link one primary wallet, but we are working on features to support multiple wallet integrations in future updates. Stay tuned for more details!

Q. How can I contact support if I need help with Pay3?

If you encounter any issues or have questions, you can easily reach our support team by using the Help section in the Telegram Mini-app. Our team is here to assist you with anything you need!

Q. Can I withdraw my crypto from Pay3 to my wallet?

We don't keep your assets! You only inject your assets directly from your wallet to your cards. Once you make your asset injection, you can withdraw cash within your balance at ATMs that support cash withdrawal with credit cards.