# Introduction
Pay3 is the highly-interoperable PayFi infrastructure built on Telegram Ecosystem, serving as the gateway between Crypto assets & FIAT assets.
## To-C Features Outlook
1. **Aggregation of Crypto Cards**\
Pay3 integrates multiple Visa / Mastercard issuers that supports crypto injection & settlement at your preference of spending
2. **Telegram Mini-App Client Portal**\
Pay3 is accessible via Telegram mini-app, providing global telegram users with a smooth & easy-to-onboard experience
3. **TON Blockchain Integration**\
Pay3 is pioneering in supporting $TON & USDt on TON blockchain to inject & top up to get card balance
## To-B Features Outlook
1. **Client Token Integration**\
Pay3's infrastructure enables the integration of your Token to support your community to top up & spend with your Token
2. **Co-Branded Card**\
Pay3 provides Co-Brand Program for our partners to issue customized card design & go-to-market together with fee sharing & more creative features available
3. **Partnership Projects Integration**\
Pay3 may integrate partners' protocol to enable Pay3 users to access the services
If you are interested in to-B features email us at
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