Motivation

The motivation for Building Pay3

Crypto Holders Can't Easily Spend Their Assets

The current challenge with cryptocurrencies is that while they offer significant financial value, they’re not always easily spendable for everyday needs. Many crypto holders find themselves:

• Using services that require multiple steps or complex procedures before spending.

  • If you want to spend your crypto on a day-to-day spending, you'll need to send your crypto to CEX, apply for a withdrawal, receive into your bank account, wait for it to be approved, then finally able to spend your asset. Pay3 will eliminate all of these steps and allow direct asset injections from your wallet to your crypto cards.

• Having to convert digital assets into fiat currency, often with fees and delays.

  • When converting your crypto to fiat, you'll most likely be paying fees to the CEXs and your bank. We're taking out these middle-men from the process so that you can minimize your fees taken out and spend more!

• Lacking a convenient, direct method to spend crypto without sacrificing security or ease.

  • The more transactions made before being able to spend your crypto means more risk. With Pay3, you're only makeing one simple transaction - inject your asset directly to your card.

• There are many crypto card options but not easy steps to inject your assets to spend.

  • Most crypto cards on the market have limitation on what token types you can inject. Sometimes you need to copy and paste your wallet info to make transactions which there's always a room for error.

• You need to complete KYC for each crypto card application.

  • With Pay3, you only need to go through ONE KYC (some cards require KYC level 2), to apply for different crypto cards. No need to pull out your IDs over and over.

The Pay3 Solution in a Nutshell

Pay3 offers a safe and easy pathway for crypto holders to directly use their digital assets for everyday purchases, without the usual hassle. Whether you're buying coffee, paying for groceries, or shopping online, Pay3 makes it effortless to pay with your crypto—no middlemen, no unnecessary conversions, just a seamless experience.

Why Pay3?

• Easy Integration: Simply connect your crypto wallet to the Pay3 platform through the Telegram Mini-app, and you’re ready to go.

• Fast Transactions: Speed is key—Pay3 ensures your payments are quick and efficient, with no waiting for conversions.

• Wide Range of Payments: Use your crypto across multiple platforms and payment methods, just like a traditional credit card.

With Pay3, crypto is no longer a distant asset; it’s a usable part of your daily financial life.